{"id":42,"date":"2024-12-13T16:23:17","date_gmt":"2024-12-13T15:23:17","guid":{"rendered":"https:\/\/paumier-surzur.notaires.fr\/?page_id=42"},"modified":"2025-07-29T11:03:12","modified_gmt":"2025-07-29T09:03:12","slug":"f-a-q","status":"publish","type":"page","link":"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/","title":{"rendered":"F.A.Q"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"42\" class=\"elementor elementor-42\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55dbee0 e-flex e-con-boxed e-con e-parent\" data-id=\"55dbee0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-168069c elementor-widget elementor-widget-heading\" data-id=\"168069c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Foire aux questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9cc7638 e-flex e-con-boxed e-con e-parent\" data-id=\"9cc7638\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-743dd55 e-con-full e-flex e-con e-child\" data-id=\"743dd55\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-264b5e2 e-con-full e-flex e-con e-child\" data-id=\"264b5e2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86b591a elementor-widget elementor-widget-n-accordion\" data-id=\"86b591a\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1410\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1410\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Quels sont les co\u00fbts associ\u00e9s \u00e0 la r\u00e9daction d'un testament ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1410\" class=\"elementor-element elementor-element-edd4229 e-con-full e-flex e-con e-child\" data-id=\"edd4229\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44faa25 elementor-widget elementor-widget-text-editor\" data-id=\"44faa25\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Le testament olographe est \u00e9conomique et peut \u00eatre r\u00e9dig\u00e9 seul.\u00a0Il est cependant fortement recommand\u00e9 de consulter votre notaire afin qu\u2019il vous aide \u00e0 le r\u00e9diger en fonction de vos souhaits et de votre situation, et pour qu\u2019il l\u2019inscrive au fichier national des derni\u00e8res volont\u00e9s.\u00a0Un testament authentique notari\u00e9 est dans certains cas n\u00e9cessaire.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1411\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1411\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Quels sont les avantages d'un testament pour une personne sans enfant ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1411\" class=\"elementor-element elementor-element-1993c96 e-con-full e-flex e-con e-child\" data-id=\"1993c96\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7efc664 elementor-widget elementor-widget-text-editor\" data-id=\"7efc664\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Les personnes sans enfant peuvent librement d\u00e9cider de la transmission de leur patrimoine, avantager un h\u00e9ritier, d\u00e9sh\u00e9riter un autre, ou gratifier des amis ou des associations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1412\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1412\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Qu'est-ce qu'un ex\u00e9cuteur testamentaire ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1412\" class=\"elementor-element elementor-element-f4df0d2 e-con-full e-flex e-con e-child\" data-id=\"f4df0d2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d220eeb elementor-widget elementor-widget-text-editor\" data-id=\"d220eeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>C\u2019est une personne de confiance d\u00e9sign\u00e9e pour veiller au respect des derni\u00e8res volont\u00e9s du d\u00e9funt et pour ex\u00e9cuter les dispositions testamentaires.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1413\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1413\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Comment est d\u00e9termin\u00e9e la \"Quotit\u00e9 disponible\" en pr\u00e9sence d'h\u00e9ritiers r\u00e9servataires ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1413\" class=\"elementor-element elementor-element-8bfc0b5 e-flex e-con-boxed e-con e-child\" data-id=\"8bfc0b5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11333a9 elementor-widget elementor-widget-text-editor\" data-id=\"11333a9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La loi fixe une part minimale (r\u00e9serve h\u00e9r\u00e9ditaire) pour certains h\u00e9ritiers, les enfants du d\u00e9funt. La quotit\u00e9 disponible est la part restante que le d\u00e9funt peut attribuer librement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1414\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1414\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Qu'est-ce que la \"donation d\u00e9membr\u00e9e\" en immobilier ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1414\" class=\"elementor-element elementor-element-7a3c39c e-flex e-con-boxed e-con e-child\" data-id=\"7a3c39c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d963356 elementor-widget elementor-widget-text-editor\" data-id=\"d963356\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-sourcepos=\"1:1-1:493\">La donation d\u00e9membr\u00e9e en immobilier consiste \u00e0 diviser la propri\u00e9t\u00e9 d&rsquo;un bien entre deux personnes : l&rsquo;usufruitier et le nu-propri\u00e9taire. L&rsquo;usufruitier a le droit d&rsquo;utiliser et de profiter du bien pendant une dur\u00e9e d\u00e9termin\u00e9e, tandis que le nu-propri\u00e9taire en est le v\u00e9ritable propri\u00e9taire mais ne peut en jouir tant que l&rsquo;usufruit n&rsquo;est pas \u00e9teint. Cette pratique est souvent utilis\u00e9e pour transmettre un bien immobilier \u00e0 ses enfants tout en conservant le droit d&rsquo;en profiter de son vivant.<\/p><p data-sourcepos=\"3:1-3:15\"><strong>En r\u00e9sum\u00e9 :<\/strong><\/p><ul data-sourcepos=\"5:1-8:0\"><li data-sourcepos=\"5:1-5:96\"><strong>Division de la propri\u00e9t\u00e9 :<\/strong> Usufruit (droit d&rsquo;usage) et nue-propri\u00e9t\u00e9 (droit de propri\u00e9t\u00e9).<\/li><li data-sourcepos=\"6:1-6:99\"><strong>Transmission anticip\u00e9e :<\/strong> Permet de transmettre un bien \u00e0 ses h\u00e9ritiers tout en le conservant.<\/li><li data-sourcepos=\"7:1-8:0\"><strong>Avantages fiscaux :<\/strong> Les droits de donation sont calcul\u00e9s sur la valeur de la nue-propri\u00e9t\u00e9, g\u00e9n\u00e9ralement moins \u00e9lev\u00e9e.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1415\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1415\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Peut-on vendre seul un bien dont on a donn\u00e9 la nue-propri\u00e9t\u00e9 ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1415\" class=\"elementor-element elementor-element-9071f26 e-flex e-con-boxed e-con e-child\" data-id=\"9071f26\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e2d5ae elementor-widget elementor-widget-text-editor\" data-id=\"3e2d5ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Non, en g\u00e9n\u00e9ral, vous ne pouvez pas vendre seul un bien dont vous avez donn\u00e9 la nue-propri\u00e9t\u00e9. La vente d&rsquo;un bien en d\u00e9membrement n\u00e9cessite l&rsquo;accord conjoint de l&rsquo;usufruitier (celui qui a le droit d&rsquo;usage) et du nu-propri\u00e9taire (celui qui est propri\u00e9taire du bien mais ne peut en jouir). Si vous \u00eates nu-propri\u00e9taire, vous pouvez vendre votre part, mais l&rsquo;acheteur deviendra simplement le nouveau nu-propri\u00e9taire, sans pouvoir jouir du bien tant que l&rsquo;usufruit n&rsquo;est pas \u00e9teint.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1416\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1416\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Comment est \u00e9valu\u00e9 l'usufruit lors d'une donation d\u00e9membr\u00e9e ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1416\" class=\"elementor-element elementor-element-e304a89 e-flex e-con-boxed e-con e-child\" data-id=\"e304a89\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1989518 elementor-widget elementor-widget-text-editor\" data-id=\"1989518\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-sourcepos=\"1:1-1:343\">L&rsquo;\u00e9valuation de l&rsquo;usufruit lors d&rsquo;une donation d\u00e9membr\u00e9e se fait en fonction de l&rsquo;\u00e2ge de l&rsquo;usufruitier. Plus l&rsquo;usufruitier est \u00e2g\u00e9, moins la valeur de l&rsquo;usufruit est importante. Il existe un bar\u00e8me fiscal officiel qui permet de d\u00e9terminer cette valeur. Cette \u00e9valuation est cruciale car elle impacte le montant des droits de donation \u00e0 payer.<\/p><p data-sourcepos=\"3:1-3:15\"><strong>En r\u00e9sum\u00e9 :<\/strong><\/p><ul data-sourcepos=\"5:1-8:0\"><li data-sourcepos=\"5:1-5:77\"><strong>Bar\u00e8me fiscal :<\/strong> D\u00e9termine la valeur de l&rsquo;usufruit en fonction de l&rsquo;\u00e2ge.<\/li><li data-sourcepos=\"6:1-6:68\"><strong>\u00c2ge de l&rsquo;usufruitier :<\/strong> Plus il est \u00e2g\u00e9, moins l&rsquo;usufruit vaut.<\/li><li data-sourcepos=\"7:1-8:0\"><strong>Impact fiscal :<\/strong> Influence le montant des droits de donation.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1417\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1417\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> La donation de ma r\u00e9sidence principale est-elle possible\u202f? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1417\" class=\"elementor-element elementor-element-90eba0d e-flex e-con-boxed e-con e-child\" data-id=\"90eba0d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96ed5a3 elementor-widget elementor-widget-text-editor\" data-id=\"96ed5a3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Oui, la donation de votre r\u00e9sidence principale est tout \u00e0 fait possible.<\/strong> Vous pouvez transmettre votre bien immobilier \u00e0 vos h\u00e9ritiers de votre vivant. Cependant, il est important de bien comprendre les implications juridiques et fiscales de cette d\u00e9marche. Il est fortement conseill\u00e9 de vous faire accompagner par un notaire pour effectuer les d\u00e9marches n\u00e9cessaires et optimiser votre transmission patrimoniale. <strong>Parmi les options possibles, la donation en d\u00e9membrement est souvent privil\u00e9gi\u00e9e, permettant de conserver l&rsquo;usufruit du bien tout en en c\u00e9dant la nue-propri\u00e9t\u00e9.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59ce6ab e-con-full e-flex e-con e-child\" data-id=\"59ce6ab\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f16a70 elementor-widget elementor-widget-n-accordion\" data-id=\"4f16a70\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8290\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-8290\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Quels sont les co\u00fbts associ\u00e9s \u00e0 la r\u00e9daction d'un testament ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8290\" class=\"elementor-element elementor-element-b7ad814 e-con-full e-flex e-con e-child\" data-id=\"b7ad814\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fd1512 elementor-widget elementor-widget-text-editor\" data-id=\"6fd1512\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Le testament olographe est \u00e9conomique et peut \u00eatre r\u00e9dig\u00e9 seul.\u00a0Il est cependant fortement recommand\u00e9 de consulter votre notaire afin qu\u2019il vous aide \u00e0 le r\u00e9diger en fonction de vos souhaits et de votre situation, et pour qu\u2019il l\u2019inscrive au fichier national des derni\u00e8res volont\u00e9s.\u00a0Un testament authentique notari\u00e9 est dans certains cas n\u00e9cessaire.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8291\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8291\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Quels sont les avantages d'un testament pour une personne sans enfant ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8291\" class=\"elementor-element elementor-element-9394489 e-con-full e-flex e-con e-child\" data-id=\"9394489\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1dcbeb elementor-widget elementor-widget-text-editor\" data-id=\"a1dcbeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Les personnes sans enfant peuvent librement d\u00e9cider de la transmission de leur patrimoine, avantager un h\u00e9ritier, d\u00e9sh\u00e9riter un autre, ou gratifier des amis ou des associations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8292\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8292\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Qu'est-ce qu'un ex\u00e9cuteur testamentaire ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8292\" class=\"elementor-element elementor-element-b8c4dd1 e-con-full e-flex e-con e-child\" data-id=\"b8c4dd1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-533e9c9 elementor-widget elementor-widget-text-editor\" data-id=\"533e9c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>C\u2019est une personne de confiance d\u00e9sign\u00e9e pour veiller au respect des derni\u00e8res volont\u00e9s du d\u00e9funt et pour ex\u00e9cuter les dispositions testamentaires.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8293\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8293\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Comment est d\u00e9termin\u00e9e la \"Quotit\u00e9 disponible\" en pr\u00e9sence d'h\u00e9ritiers r\u00e9servataires ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8293\" class=\"elementor-element elementor-element-d031fc7 e-flex e-con-boxed e-con e-child\" data-id=\"d031fc7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-273ab14 elementor-widget elementor-widget-text-editor\" data-id=\"273ab14\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La loi fixe une part minimale (r\u00e9serve h\u00e9r\u00e9ditaire) pour certains h\u00e9ritiers, les enfants du d\u00e9funt. La quotit\u00e9 disponible est la part restante que le d\u00e9funt peut attribuer librement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8294\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8294\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Qu'est-ce que la \"donation d\u00e9membr\u00e9e\" en immobilier ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8294\" class=\"elementor-element elementor-element-ccec947 e-flex e-con-boxed e-con e-child\" data-id=\"ccec947\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47b2895 elementor-widget elementor-widget-text-editor\" data-id=\"47b2895\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-sourcepos=\"1:1-1:493\">La donation d\u00e9membr\u00e9e en immobilier consiste \u00e0 diviser la propri\u00e9t\u00e9 d&rsquo;un bien entre deux personnes : l&rsquo;usufruitier et le nu-propri\u00e9taire. L&rsquo;usufruitier a le droit d&rsquo;utiliser et de profiter du bien pendant une dur\u00e9e d\u00e9termin\u00e9e, tandis que le nu-propri\u00e9taire en est le v\u00e9ritable propri\u00e9taire mais ne peut en jouir tant que l&rsquo;usufruit n&rsquo;est pas \u00e9teint. Cette pratique est souvent utilis\u00e9e pour transmettre un bien immobilier \u00e0 ses enfants tout en conservant le droit d&rsquo;en profiter de son vivant.<\/p><p data-sourcepos=\"3:1-3:15\"><strong>En r\u00e9sum\u00e9 :<\/strong><\/p><ul data-sourcepos=\"5:1-8:0\"><li data-sourcepos=\"5:1-5:96\"><strong>Division de la propri\u00e9t\u00e9 :<\/strong> Usufruit (droit d&rsquo;usage) et nue-propri\u00e9t\u00e9 (droit de propri\u00e9t\u00e9).<\/li><li data-sourcepos=\"6:1-6:99\"><strong>Transmission anticip\u00e9e :<\/strong> Permet de transmettre un bien \u00e0 ses h\u00e9ritiers tout en le conservant.<\/li><li data-sourcepos=\"7:1-8:0\"><strong>Avantages fiscaux :<\/strong> Les droits de donation sont calcul\u00e9s sur la valeur de la nue-propri\u00e9t\u00e9, g\u00e9n\u00e9ralement moins \u00e9lev\u00e9e.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8295\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8295\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Peut-on vendre seul un bien dont on a donn\u00e9 la nue-propri\u00e9t\u00e9 ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8295\" class=\"elementor-element elementor-element-d37e16b e-flex e-con-boxed e-con e-child\" data-id=\"d37e16b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa242e7 elementor-widget elementor-widget-text-editor\" data-id=\"aa242e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Non, en g\u00e9n\u00e9ral, vous ne pouvez pas vendre seul un bien dont vous avez donn\u00e9 la nue-propri\u00e9t\u00e9. La vente d&rsquo;un bien en d\u00e9membrement n\u00e9cessite l&rsquo;accord conjoint de l&rsquo;usufruitier (celui qui a le droit d&rsquo;usage) et du nu-propri\u00e9taire (celui qui est propri\u00e9taire du bien mais ne peut en jouir). Si vous \u00eates nu-propri\u00e9taire, vous pouvez vendre votre part, mais l&rsquo;acheteur deviendra simplement le nouveau nu-propri\u00e9taire, sans pouvoir jouir du bien tant que l&rsquo;usufruit n&rsquo;est pas \u00e9teint.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8296\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8296\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Comment est \u00e9valu\u00e9 l'usufruit lors d'une donation d\u00e9membr\u00e9e ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8296\" class=\"elementor-element elementor-element-0bf726e e-flex e-con-boxed e-con e-child\" data-id=\"0bf726e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3975793 elementor-widget elementor-widget-text-editor\" data-id=\"3975793\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-sourcepos=\"1:1-1:343\">L&rsquo;\u00e9valuation de l&rsquo;usufruit lors d&rsquo;une donation d\u00e9membr\u00e9e se fait en fonction de l&rsquo;\u00e2ge de l&rsquo;usufruitier. Plus l&rsquo;usufruitier est \u00e2g\u00e9, moins la valeur de l&rsquo;usufruit est importante. Il existe un bar\u00e8me fiscal officiel qui permet de d\u00e9terminer cette valeur. Cette \u00e9valuation est cruciale car elle impacte le montant des droits de donation \u00e0 payer.<\/p><p data-sourcepos=\"3:1-3:15\"><strong>En r\u00e9sum\u00e9 :<\/strong><\/p><ul data-sourcepos=\"5:1-8:0\"><li data-sourcepos=\"5:1-5:77\"><strong>Bar\u00e8me fiscal :<\/strong> D\u00e9termine la valeur de l&rsquo;usufruit en fonction de l&rsquo;\u00e2ge.<\/li><li data-sourcepos=\"6:1-6:68\"><strong>\u00c2ge de l&rsquo;usufruitier :<\/strong> Plus il est \u00e2g\u00e9, moins l&rsquo;usufruit vaut.<\/li><li data-sourcepos=\"7:1-8:0\"><strong>Impact fiscal :<\/strong> Influence le montant des droits de donation.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8297\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8297\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> La donation de ma r\u00e9sidence principale est-elle possible\u202f? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8297\" class=\"elementor-element elementor-element-77cb0c8 e-flex e-con-boxed e-con e-child\" data-id=\"77cb0c8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-738ea67 elementor-widget elementor-widget-text-editor\" data-id=\"738ea67\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Oui, la donation de votre r\u00e9sidence principale est tout \u00e0 fait possible.<\/strong> Vous pouvez transmettre votre bien immobilier \u00e0 vos h\u00e9ritiers de votre vivant. Cependant, il est important de bien comprendre les implications juridiques et fiscales de cette d\u00e9marche. Il est fortement conseill\u00e9 de vous faire accompagner par un notaire pour effectuer les d\u00e9marches n\u00e9cessaires et optimiser votre transmission patrimoniale. <strong>Parmi les options possibles, la donation en d\u00e9membrement est souvent privil\u00e9gi\u00e9e, permettant de conserver l&rsquo;usufruit du bien tout en en c\u00e9dant la nue-propri\u00e9t\u00e9.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a6e6c0 e-flex e-con-boxed e-con e-parent\" data-id=\"0a6e6c0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0c04334 e-con-full e-flex e-con e-child\" data-id=\"0c04334\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d98e5e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7d98e5e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Posez nous une question<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fba75d5 e-flex e-con-boxed e-con e-parent\" data-id=\"fba75d5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Foire aux questions Quels sont les co\u00fbts associ\u00e9s \u00e0 la r\u00e9daction d&rsquo;un testament ? Le testament olographe est \u00e9conomique et peut \u00eatre r\u00e9dig\u00e9 seul.\u00a0Il est cependant fortement recommand\u00e9 de consulter votre notaire afin qu\u2019il vous aide \u00e0 le r\u00e9diger en fonction de vos souhaits et de votre situation, et pour qu\u2019il l\u2019inscrive au fichier national [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-42","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>F.A.Q - paumier-surzur.notaires.fr<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"F.A.Q - paumier-surzur.notaires.fr\" \/>\n<meta property=\"og:description\" content=\"Foire aux questions Quels sont les co\u00fbts associ\u00e9s \u00e0 la r\u00e9daction d&rsquo;un testament ? Le testament olographe est \u00e9conomique et peut \u00eatre r\u00e9dig\u00e9 seul.\u00a0Il est cependant fortement recommand\u00e9 de consulter votre notaire afin qu\u2019il vous aide \u00e0 le r\u00e9diger en fonction de vos souhaits et de votre situation, et pour qu\u2019il l\u2019inscrive au fichier national [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/\" \/>\n<meta property=\"og:site_name\" content=\"paumier-surzur.notaires.fr\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-29T09:03:12+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"11 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/\",\"url\":\"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/\",\"name\":\"F.A.Q - paumier-surzur.notaires.fr\",\"isPartOf\":{\"@id\":\"https:\/\/paumier-surzur.notaires.fr\/#website\"},\"datePublished\":\"2024-12-13T15:23:17+00:00\",\"dateModified\":\"2025-07-29T09:03:12+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/paumier-surzur.notaires.fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"F.A.Q\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/paumier-surzur.notaires.fr\/#website\",\"url\":\"https:\/\/paumier-surzur.notaires.fr\/\",\"name\":\"paumier-surzur.notaires.fr\",\"description\":\"Le conseil et l&#039;humain au coeur de notre m\u00e9tier\",\"publisher\":{\"@id\":\"https:\/\/paumier-surzur.notaires.fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/paumier-surzur.notaires.fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/paumier-surzur.notaires.fr\/#organization\",\"name\":\"paumier-surzur.notaires.fr\",\"url\":\"https:\/\/paumier-surzur.notaires.fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/paumier-surzur.notaires.fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/paumier-surzur.notaires.fr\/wp-content\/uploads\/2024\/12\/Notaires-blanc-750X750.png\",\"contentUrl\":\"https:\/\/paumier-surzur.notaires.fr\/wp-content\/uploads\/2024\/12\/Notaires-blanc-750X750.png\",\"width\":760,\"height\":760,\"caption\":\"paumier-surzur.notaires.fr\"},\"image\":{\"@id\":\"https:\/\/paumier-surzur.notaires.fr\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"F.A.Q - paumier-surzur.notaires.fr","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/","og_locale":"fr_FR","og_type":"article","og_title":"F.A.Q - paumier-surzur.notaires.fr","og_description":"Foire aux questions Quels sont les co\u00fbts associ\u00e9s \u00e0 la r\u00e9daction d&rsquo;un testament ? Le testament olographe est \u00e9conomique et peut \u00eatre r\u00e9dig\u00e9 seul.\u00a0Il est cependant fortement recommand\u00e9 de consulter votre notaire afin qu\u2019il vous aide \u00e0 le r\u00e9diger en fonction de vos souhaits et de votre situation, et pour qu\u2019il l\u2019inscrive au fichier national [&hellip;]","og_url":"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/","og_site_name":"paumier-surzur.notaires.fr","article_modified_time":"2025-07-29T09:03:12+00:00","twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"11 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/","url":"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/","name":"F.A.Q - paumier-surzur.notaires.fr","isPartOf":{"@id":"https:\/\/paumier-surzur.notaires.fr\/#website"},"datePublished":"2024-12-13T15:23:17+00:00","dateModified":"2025-07-29T09:03:12+00:00","breadcrumb":{"@id":"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/paumier-surzur.notaires.fr\/index.php\/f-a-q\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/paumier-surzur.notaires.fr\/"},{"@type":"ListItem","position":2,"name":"F.A.Q"}]},{"@type":"WebSite","@id":"https:\/\/paumier-surzur.notaires.fr\/#website","url":"https:\/\/paumier-surzur.notaires.fr\/","name":"paumier-surzur.notaires.fr","description":"Le conseil et l&#039;humain au coeur de notre m\u00e9tier","publisher":{"@id":"https:\/\/paumier-surzur.notaires.fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/paumier-surzur.notaires.fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/paumier-surzur.notaires.fr\/#organization","name":"paumier-surzur.notaires.fr","url":"https:\/\/paumier-surzur.notaires.fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/paumier-surzur.notaires.fr\/#\/schema\/logo\/image\/","url":"https:\/\/paumier-surzur.notaires.fr\/wp-content\/uploads\/2024\/12\/Notaires-blanc-750X750.png","contentUrl":"https:\/\/paumier-surzur.notaires.fr\/wp-content\/uploads\/2024\/12\/Notaires-blanc-750X750.png","width":760,"height":760,"caption":"paumier-surzur.notaires.fr"},"image":{"@id":"https:\/\/paumier-surzur.notaires.fr\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/paumier-surzur.notaires.fr\/index.php\/wp-json\/wp\/v2\/pages\/42","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paumier-surzur.notaires.fr\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/paumier-surzur.notaires.fr\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/paumier-surzur.notaires.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/paumier-surzur.notaires.fr\/index.php\/wp-json\/wp\/v2\/comments?post=42"}],"version-history":[{"count":31,"href":"https:\/\/paumier-surzur.notaires.fr\/index.php\/wp-json\/wp\/v2\/pages\/42\/revisions"}],"predecessor-version":[{"id":3993,"href":"https:\/\/paumier-surzur.notaires.fr\/index.php\/wp-json\/wp\/v2\/pages\/42\/revisions\/3993"}],"wp:attachment":[{"href":"https:\/\/paumier-surzur.notaires.fr\/index.php\/wp-json\/wp\/v2\/media?parent=42"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}